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var(--accent);background:transparent;color:var(--accent);display:flex;align-items:center;justify-content:center;cursor:pointer;transition:var(--transition)}.nav-btn:hover{background:var(--accent);color:var(--white)}.nav-btn:disabled{opacity:0.3;cursor:not-allowed}.insights{padding:100px 0;background:var(--bg-light)}.insights-header{display:flex;justify-content:space-between;align-items:flex-end;margin-bottom:50px}@media (max-width:640px){.insights-header{flex-direction:column;align-items:flex-start;gap:20px}}.view-all{color:var(--accent);text-decoration:none;font-weight:700;font-size:14px;display:flex;align-items:center;gap:6px;transition:var(--transition)}.view-all:hover{gap:10px}.insight-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:24px}.insight-card{background:var(--white);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-sm);cursor:pointer;text-decoration:none;color:inherit;transition:var(--transition)}.insight-card:hover{box-shadow:var(--shadow-lg);transform:translateY(-4px)}.insight-img{width:100%;height:200px;object-fit:cover;display:block;transition:transform 0.5s ease}.insight-card:hover .insight-img{transform:scale(1.05)}.insight-card-body{padding:24px}.insight-tag{background:var(--primary);color:var(--white);font-size:10px;font-weight:800;padding:4px 10px;letter-spacing:1px;display:inline-block;margin-bottom:14px}.insight-card h3{font-size:20px;color:var(--primary);margin-bottom:14px;transition:var(--transition)}.insight-card:hover h3{color:var(--accent)}.read-more{color:var(--accent);text-decoration:none;font-weight:700;font-size:14px;display:flex;align-items:center;gap:8px}.cta-bar{background:var(--primary);padding:60px 0;color:var(--white)}.cta-flex{display:flex;flex-direction:column;gap:30px;align-items:center;text-align:center}@media (min-width:768px){.cta-flex{flex-direction:row;text-align:left;justify-content:space-between}}.cta-text-box{display:flex;align-items:center;gap:20px}.cta-text-box .cta-icon{color:var(--accent)}.cta-text-box h2{font-size:28px}.cta-text-box p{color:#94a3b8}.contact-section{padding:100px 0}.contact-grid{display:flex;flex-direction:column;gap:60px;padding-top:60px}@media (min-width:1024px){.contact-grid{flex-direction:row}.contact-info-col{flex:0 0 40%}}.contact-info-col h2{font-size:32px;color:var(--primary);margin-bottom:16px}.contact-info-col>p{color:var(--text-muted);margin-bottom:40px}.contact-detail-list{list-style:none;margin-bottom:40px}.contact-detail-list li{display:flex;gap:16px;margin-bottom:28px;align-items:flex-start}.contact-detail-icon{width:48px;height:48px;min-width:48px;background:var(--bg-light);border-radius:8px;display:flex;align-items:center;justify-content:center;color:var(--accent)}.contact-detail-text strong{display:block;color:var(--primary);font-size:14px;margin-bottom:2px}.contact-detail-text span{color:var(--text-muted);font-size:14px}.contact-map{width:100%;height:200px;border-radius:var(--radius);overflow:hidden}.contact-map iframe{width:100%;height:100%;border:0;filter:grayscale(80%) contrast(1.1)}.contact-form-col{flex:1}.contact-form{background:var(--white);padding:40px;border-radius:var(--radius);box-shadow:var(--shadow-md);border-top:4px solid var(--accent)}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-bottom:20px}@media (max-width:600px){.form-row{grid-template-columns:1fr}}.form-group{display:flex;flex-direction:column;margin-bottom:20px}.form-row .form-group{margin-bottom:0}.form-group label{font-size:13px;font-weight:700;color:var(--primary);margin-bottom:8px}.form-group input,.form-group select,.form-group textarea{padding:14px 16px;border:1px solid var(--border);border-radius:4px;font-family:'Inter',sans-serif;font-size:14px;color:var(--text-dark);background:var(--bg-light);transition:var(--transition);-webkit-appearance:none}.form-group input:focus,.form-group select:focus,.form-group textarea:focus{border-color:var(--accent);background:var(--white);box-shadow:0 0 0 3px rgba(201,160,80,0.15)}.form-group input::placeholder,.form-group textarea::placeholder{color:#94a3b8}.form-group select{cursor:pointer;background-image:url("data:image/svg+xml,%3Csvg width='10' height='6' viewBox='0 0 10 6' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1L5 5L9 1' stroke='%2364748b' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 16px center;padding-right:40px}.form-group textarea{resize:vertical;min-height:130px}.form-submit-row{display:flex;justify-content:flex-end;margin-top:10px}.form-success{display:none;background:#f0fdf4;border:1px solid #bbf7d0;color:#166534;padding:16px 20px;border-radius:8px;font-size:14px;font-weight:600;margin-top:20px;align-items:center;gap:10px}.form-success.show{display:flex}.office-tabs{display:flex;gap:0;margin-bottom:28px;border-bottom:2px solid var(--border)}.office-tab{padding:10px 20px;background:none;border:none;border-bottom:3px solid transparent;margin-bottom:-2px;font-family:inherit;font-size:13px;font-weight:700;color:var(--text-muted);cursor:pointer;transition:var(--transition);letter-spacing:0.3px;white-space:nowrap}.office-tab:hover{color:var(--primary)}.office-tab.active{color:var(--primary);border-bottom-color:var(--accent)}.office-panel{display:none;animation:fadePanel 0.3s ease}.office-panel.active{display:block}@keyframes fadePanel{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:translateY(0)}}